Oklahoma City Car Accident Attorneys

Auto Accident Representation For Victims in Oklahoma

Maples Harrison Zeaman PLLC provides outstanding legal representation for all of clients. The claims process may be complex and rife with numerous challenges, but with the right legal representation, you will have a fighting chance at overcoming any legal bumps in the road you may face. To learn more about your rights and legal options, please call today at (405) 705-5050 for a free, comprehensive consultation with an Oklahoma personal injury attorney at Maples Harrison Zeaman PLLC.

If you have sustained considerable damages in an auto accident that was caused by the negligence of another party, you have the right to seek compensation. However, you will first need to establish liability and the extent of your damages. You will also need to face the devious and aggressive practices of the opposing insurance company. With the assistance of an experienced Oklahoma City auto accident legal team, you will have a better chance at navigating the many obstacles of the claims process and at achieving an adequate settlement that covers all past and future damages, including medical expenses, lost wages, pain and suffering, and more.

Lawyers defend injured accident victims

What Should I Do after a Car Accident in Oklahoma City?

Your first concern after an auto accident should be your health and the health of others who were involved. If any injuries have resulted from the incident, call an ambulance right away. Also, dial the police. Once you have been administered the appropriate medical treatment (if necessary) and officers have arrived at the scene, you should proceed with the following actions:

• Collect the contact, license, and insurance information from all involved motorists.
• Identify and approach any witnesses. Get their information and write down their account of what occurred.
• Inform the police if any involved driver seemed distracted and/or under the influence of alcohol or drugs at the time of the accident.
• Take extensive photos and notes of the scene of the accident. Don't forget to look at vehicle damages, injuries, tire skid marks, and other material that may make good evidence.
• Contact an attorney as soon as you can.

It is a must that you avoid placing blame on either yourself or other motorists. Do not stray from objective, neutral statements and do not get emotional. Keep your mind calm and clear and remember that your actions may determine your future.

How Should I Deal with Insurance Adjusters?

Insurance companies are not charitable institutions; they are businesses, first and foremost. They prioritize profits over people. This means the insurance company will do anything possible to minimize or even invalidate your settlement. You must take careful steps not to jeopardize your claim.

• Get a qualified attorney right away. This cannot be said enough. An attorney can handle the insurance company the right way and protect your rights.
• You are not obligated to speak with an insurance adjuster. The adjuster may attempt to contact you and even tell you otherwise, but don't believe them.
• Do not say or sign anything without consulting with an attorney first. The adjuster may ask you to record a statement regarding your accident. Chances are they are looking for any holes which can be used to discredit your claim.

What Happens if the Other Driver Does Not Have Adequate Insurance Coverage?

Your insurance policy should offer uninsured/underinsured motorist coverage; purchase it if you can. Auto accidents involving drivers with little to no insurance coverage are not a rarity. Chances are you will experience such an incident at least once in your life. Be prepared with uninsured/underinsured motorist coverage. With it, your insurance company will have your back financially in cases where you may not receive enough from the liable party to cover your damages.

Ensuring Your Future Well-Being

The legal issues as well as the financial and physical issues involved in the aftermath of an auto accident are all equally difficult to bear. Handling all of it at once can be overwhelming for anybody. Let an Oklahoma personal injury lawyer at Maples Harrison Zeaman PLLC take care of your legal matters for you so you can focus on your physical and emotional recovery. Contact us now for answers to your car accident case questions.

Car Accident Case Results

• Automobile accident case with only $29,000 in medical bills: $500,000 verdict
• Automobile accident case with only $7,000 in medical bills: $125,000 verdict
• **Several others not mentioned due to their confidential nature

∗Past Results do not guarantee future results.

Oklahoma Car Accident Frequently Asked Questions

Attorney Answers Frequently Asked Questions About Auto Accidents

You were involved in a car crash that was caused by another party and now you're dealing with the stressful aftermath. The at-fault driver and their insurance company is disputing your claim, the medical bills are piling up, you're not sure when you can return to work - you are feeling so overwhelmed trying to tackle all of these issues at the same time that it's causing you a splitting headache! However, you can improve your situation by knowing the answers to the right questions. Maples Harrison Zeaman PLLC has provided the following FAQ to help you and others like you out.

Q: What should I do immediately after an OKC traffic accident?

A: There are five essential steps you should take after a car accident to ensure that your claim remains viable:

• Get immediate medical attention.
• Gather important information and possible evidence, including contact info of involved parties and witnesses, police and medical reports, pictures and video footage if available and other essential materials.
• Do not talk to anyone about your accident. Remember that your words can and will be used against you.
• Avoid talking to the insurance adjuster or signing anything before you…
• Consult with an OKC injury attorney.

Q: How long do I have to file a lawsuit?

A: In Oklahoma, the statute of limitations for auto accident claims is two years from the date of the incident. While this may seem like plenty of time, it is best for you to file your claim as soon as possible. Evidence tends to fade with time, so the earlier your attorney can start investigating your case, the stronger your claim will be down the line.

Q: What is the minimum auto insurance coverage in Oklahoma?

A: In Oklahoma, the minimum liability limits are $25,000 per injured individual, $50,000 for all injuries in one accident and $25,000 for property damage.

Q: What if the at-fault driver does not have adequate coverage?

A: If you have uninsured motorist coverage, you can pursue compensation for injuries caused by the uninsured/underinsured motorist from your own insurance company. However, if you also want payment for property damage repairs, you have to have collision coverage.

Q: If I file a claim on my own auto policy, won't my rates go up?

A: No. According to Section 941 of the Oklahoma Insurance Code, your company cannot assign driving record points, cancel, refuse to renew or increase the premium rate of your insurance policy for an accident that was not your fault.

Q: What is comparative negligence and how does this legal concept apply to my claim case?

A: Under this concept, the amount of compensation you are eligible to receive from the insurance company in the event of an accident is inversely correlated to your percentage of fault. For example, if your total damages in a claim case is determined to be $10,000, but you were 25 percent at fault for the incident, you will be awarded $7,500 ($10,000 – (25 percent of $10,000)).

Q: Why should I hire you?

A: Consult with an experienced Oklahoma car accident attorney at Maples Harrison Zeaman PLLC today for reliable legal guidance. In your stead, we can handle your legal and financial matters so you can relax and focus on your recovery. Our legal team will do their best to get you the compensation you need not only to heal but also to secure future stability. For a free, comprehensive consultation, please call Maples Harrison Zeaman PLLC today at (405) 705-5050.